For Buyers
Looking to buy?
Start by doing preliminary online and neighborhood drive searches to get a better idea of
your ideal neighborhood and home type. Then be prepared to set up a Home Buyer Consultation. Together we will review the buying process and set appropriate
expectations regarding market conditions. We will also discuss what you’re looking for and
goals for the transaction.
We will review your search parameters and explain
listing notifications and market conditions, and go over scheduling of appointments.
KEEP IN MIND:
MAJOR DON’TS
WHEN APPLYING FOR
A REAL ESTATE LOAN
» Don’t change jobs, become self-employed or quit your job.
» Don’t omit debts or liabilities from your loan application.
» Don’t acquire any new debt.
» Don’t originate any inquiries into your credit.
» Don’t make large deposits without first checking with your
loan officer.
» Don’t change bank accounts.
» Don’t spend money you have set aside for closing.
» Don’t use credit cards excessively or miss any payments.
» Don’t buy a car, truck or furniture—no large purchases!
» Don’t co-sign a loan for anyone
Things You Should Know:
PRICE
What you offer on a property depends on a number of factors, including its current market value, condition, length of time on the market, buyer activity, and the urgency of the seller. While some buyers want to make a low offer just to see if the seller accepts, this often isn’t a smart choice because the seller may be insulted and decide not to negotiate at all. Also, in many cases, you may be competing with multiple offers.
Move-in Date
If you can be flexible on the possession date, the seller may be more apt to choose your offer over others. We check with the agent to see what is best for the seller.
Additional Property
Often, the seller plans on leaving major appliances in the home; however, which items stay or go is often a matter of negotiation. Anything attached (considered a fixture) stays with the property, i.e. a dishwasher, microwave/range hood combo. Other appliances, such as refrigerators, stoves, washers and dryers, must be requested with the offer.
Learn more about what we do
Looking to sell?
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Things You Should Know:
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Have Questions?
Contact Me!